Welcome to GB Broker

Protecting What Matters Most

GB Broker is a dedicated AR firm, committed to providing specialised insurance solutions through our distinct brands.

GB Broker - Your Specialist Insurance Provider from a Trusted AR Firm, Regulated by the FCA

At GB Broker, we are more than just an Appointed Representative (AR) insurance firm — we are a trusted partner for individuals, families, and businesses seeking tailored insurance solutions that truly meet their needs. Operating through our distinct and specialist brands, we provide access to a wide range of personal insurance cover and business insurance policies, each designed with precision, transparency, and reliability at its core.

Our approach is built on the belief that insurance should never be “one-size-fits-all.” Every customer has unique priorities, and our role as a specialist insurance broker is to ensure those priorities are protected. By combining deep industry expertise with extensive market insight, we secure comprehensive and competitive insurance cover from reputable UK insurers, giving our clients both value and peace of mind.

Whether you need protection for your home, vehicle, or assets, or require a bespoke business insurance policy for your company, GB Broker delivers solutions that put your security first. As a reliable insurance provider, we pride ourselves on clear communication, exceptional service, and ongoing support — so you can feel confident that your cover will protect you when it matters most.

Coming Soon

Commercial Insurance Your Business. Your Protection

At Insured4u, we know that your business is your livelihood. We offer a wide range of commercial insurance policies designed to protect your assets, employees, and reputation. From small enterprises to large corporations, our team of experts works with you to identify potential risks and tailor a policy that fits your specific requirements.

Key Coverages: Public Liability, Employers' Liability, Professional Indemnity, Commercial Property, Business Interruption, and more.

At Insured4u, we know that your business is your livelihood. We offer a wide range of commercial insurance policies designed to protect your assets, employees, and reputation. From small enterprises to large corporations, our team of experts works with you to identify potential risks and tailor a policy that fits your specific requirements.

Why Choose Insured4u?

We provide personalised service, competitive pricing, and a clear understanding of your industry's challenges. Let us handle the risks so you can focus on growing your business.

Insurance for the Construction Industry

The construction industry faces unique and complex risks. Insured4construction is your specialist partner offering bespoke insurance solutions that protect your projects, people and equipment. We understand the dynamic nature of construction sites and the importance of having reliable coverage from start to finish.

Key Coverages: Contractors' All Risks, Plant & Machinery, Public & Employers' Liability, Professional Indemnity, and JCT Contractual Requirements.

At Insured4u, we know that your business is your livelihood. We offer a wide range of commercial insurance policies designed to protect your assets, employees, and reputation. From small enterprises to large corporations, our team of experts works with you to identify potential risks and tailor a policy that fits your specific requirements.

Why Choose Insured4construction?

We provide personalised service, competitive pricing, and a clear understanding of your industry's challenges. Let us handle the risks so you can focus on growing your business.

More Information Get a Quote

Coming Soon

Comprehensive Caravan, Lodge & Holiday Home Insurance Made Simple

Insured4leisure offers a seamless and easy way to protect your leisure assets. Our click & buy platform provides instant competitive quotes for a range of holiday and recreational properties.

For Caravans, Mobile Homes & Lodges: Get instant online quotes and purchase coverage in minutes. We provide specialised policies that understand the unique nature of your mobile or leisure home.

For Holiday Homes: Whether you let your property out or use it for personal getaways, our holiday home insurance provides comprehensive protection. We cover everything from building and contents and public liability.

Why Choose Insured4leisure?

We provide a simple, stress-free way to protect your leisure assets with policies designed specifically for caravans, holiday homes, and lodges.

Coming Soon

Insurance for Marine Vessels Smooth Sailing with Complete Coverage

Insured4marine specialises in insurance for a variety of marine vessels. From small pleasure craft to larger commercial vessels, we offer expert guidance to help you navigate the complexities of marine insurance. Our team understands the specific risks associated with life on the water, ensuring you have the right protection whether you're at the dock or at sea.

Key Coverages: Hull & Machinery, Marine Liability and tailored policies for different vessel types.

Why Choose Insured4marine?

We provide comprehensive “click & buy” marine insurance solutions with expert advice and support for your specific vessel, giving you peace of mind on every voyage.

Advantages of an Appointed Representative

Choosing an insurance provider that is an Appointed Representative (AR) like GB Broker offers you significant benefits. Whilst we maintain a focused, personal service, our status as an AR means we operate with the backing of a larger, regulated Principal firm. This relationship provides you with the best of both worlds: specialised service combined with the security and compliance of a fully authorised entity. Here’s why using an Appointed Representative works to your advantage:

  1. Heightened Consumer Protection

    As an AR, we are directly supervised by our Principal firm, which is fully authorised and regulated by the Financial Conduct Authority (FCA). This means all our regulated activities are subject to stringent oversight, ensuring you receive the same level of protection as if you were dealing with a large, directly authorised firm.

  2. Access to a Wide Market

    We don't just sell policies; we craft solutions. Whether it's a bespoke plan for your contracting business or a straightforward online policy for your holiday home, we ensure your insurance is perfectly matched to your specific situation.

  3. Expert and Focused Service

    We are able to concentrate on what we do best: understanding the specific needs of our clients in commercial, construction and leisure sectors. By letting our Principal firm handle the complex regulatory and compliance burden, we are free to focus on providing you with expert advice and exceptional customer service.

  4. Confidence and Trust

    When you choose GB Broker, you can be confident that you are working with a firm that is reputable and operates with a high standard of integrity. Our Principal firm performs rigorous due diligence and ongoing monitoring, providing you with an extra layer of assurance.

A campervan driving down a road with bikes attached to the rear

Why Choose GB Broker Ltd?

At GB Broker, we understand that insurance can feel complicated. That's why we've simplified the process by building specialized brands that speak directly to your needs. Instead of offering a one-size-fits-all solution, we provide expert, targeted coverage through our three distinct brands: Insured4u, Insured4construction, and Insured4leisure.

FAQ'S

What is a commercial insurance broker, and why should I use one?

A commercial insurance broker, like GB Broker Ltd, acts as your independent advocate in the insurance market. Unlike an agent who works for a specific insurance company, we work for you. Our role is to:

  • Assess your unique business risks: We take the time to understand your operations, industry, and potential exposures.
  • Access a wide market: We have relationships with numerous insurers, giving us access to a broader range of policies and often more competitive pricing than if you went direct to a single insurer.
  • Provide expert advice: We guide you through complex policy wordings, limits, and exclusions, ensuring you understand what you're covered for.
  • Tailor solutions: We don't believe in one-size-fits-all. We craft bespoke insurance packages that precisely match your business's needs.
  • Save you time and money: We do the legwork of comparing policies and negotiating terms, freeing up your valuable time and often securing better deals.
  • Support you through claims: If you need to make a claim, we're by your side, guiding you through the process and liaising with insurers on your behalf to ensure a fair and prompt resolution.

Ultimately, using a broker provides peace of mind that your business is adequately protected.

What types of commercial insurance does my business need?

The specific insurance your business needs depends heavily on your industry, size, and activities. However, common commercial insurance policies we help arrange include:

  • Public Liability Insurance: Essential if your business interacts with the public, covering claims for injury or property damage caused by your business activities.
  • Employers' Liability Insurance: A legal requirement in the UK if you have any employees, covering claims if an employee is injured or becomes ill as a result of their work.
  • Professional Indemnity Insurance: Crucial for businesses offering advice or professional services, protecting against claims of negligence, errors, or omissions.
  • Commercial Property Insurance: Protects your business premises, contents, equipment, and stock against risks like fire, theft, and natural disasters.
  • Business Interruption Insurance: Covers loss of income and increased operating costs if your business can't operate due to an insured event (e.g., fire, flood).
  • Cyber Insurance: Protects your business against the financial fallout of cyberattacks, data breaches, and other cyber risks.
  • Commercial Vehicle / Fleet Insurance: Covers your business vehicles, from single vans to large fleets.
  • Goods in Transit Insurance: Protects your goods while they are being transported.

During our consultation, we'll help identify the specific policies that are right for your business.

How do you determine the best policy for my business?

Our process involves:

  • In-depth Consultation: We start by thoroughly understanding your business operations, industry, assets, liabilities, and any specific risks you face.
  • Risk Assessment: We help you identify potential exposures and gaps in your current coverage (if applicable).
  • Market Research: We leverage our extensive network and market knowledge to source suitable policies from a wide range of reputable insurers.
  • Policy Comparison & Analysis: We compare quotes, terms, and conditions, explaining the nuances in plain English so you can make informed decisions.
  • Tailored Recommendation: We provide a clear recommendation for the most comprehensive and cost-effective insurance package for your specific needs.

Do you charge for your services, or do you get commission?

Our remuneration model is transparent. Typically, we receive a commission from the insurer for placing your business with them, which is built into the premium you pay. In some complex cases or for specific services, we may charge a fee, but this will always be discussed and agreed upon with you upfront before any work is undertaken. We are committed to complete transparency regarding our earnings.

How can GB Broker Ltd help me save on insurance costs?

While we focus on comprehensive cover, we also strive to be cost-effective by:

  • Accessing competitive rates: Our relationships and buying power with multiple insurers allow us to negotiate favourable premiums.
  • Avoiding unnecessary cover: We ensure you're not paying for policies or add-ons you don't need.
  • Highlighting risk management: We can offer advice on risk mitigation strategies that might lead to lower premiums.
  • Leveraging market cycles: Our knowledge of the insurance market allows us to identify when insurers might be offering more attractive rates.

Get in Touch with GB Broker

Looking for insurance that truly fits your lifestyle, business, or passion? At GB Broker, we make it simple to get the right cover at the right price. Our friendly team is here to guide you, answer your questions, and give you peace of mind—whether you need leisure insurance, construction insurance, marine insurance, or personal protection.

Getting in touch with us is easy. You can call, email, or fill out our online contact form—whichever suits you best. One of our advisers will respond quickly with clear, friendly advice and no jargon.

Whether you're comparing insurance options, looking for a personalised quote, or simply want to talk through your cover, we're here to help. With GB Broker, you don't just get insurance—you get a team that puts your needs first.

Start the conversation today and find the right insurance with GB Broker.

Contact

Talk to us, we're here to help.

03330 505533

or email, and we'll get back to you

[email protected]